What exactly is Uome?

“Where messaging meets payments” Uome is an integrated workflow tool for managing your most precious assets your customers and ensuring that the service you provide is delivered in the most transparent & efficient manner enabling you to get paid faster.

What exactly is Uome?

“Where messaging meets payments” Uome is an integrated workflow tool for managing your most precious assets your customers and ensuring that the service you provide is delivered in the most transparent & efficient manner enabling you to get paid faster.

How do I create my own Uome account?

You only require a valid email address and an 8 character password to set up a Uome account via the create account option on the mobile app.

Do I need to link my bank account in order to use it?

There is no requirement to enter your bank details in Uome to utilise many of the features. But if you wish for your Bank Details to appear on customer invoices or wish to be paid via our faster payment services then account details can be provided by our secure portal

Uome is free to use, you can send unlimited invoices and chat with your customers. No setup fees, monthly fees, or hidden fees. If you choose to use our payment system to enable card transactions, the only charge is from [Stripe](https://www.myuome.com/stripe/) which is a flat fee of 2% + 20p* per card payment. If you want to offer credit to your customers for your services through [Klarna](https://www.myuome.com/klarna/) the fee is 6% + 20p.

The business super-app

Q: Can I use Uome for my business?

“Many types of businesses use Uome, freelancers, tradespeople, sole traders, gig workers, contractors and more. You can take payments from anywhere at any time. Customers can pay you using secure payment links via email or scanning QR codes in-person. Run your business from your phone. No additional hardware required.

Q: Do my customers need Uome?

We send your customer the invoice via email which includes information on how to to pay. It’s recommended to encourage them to join Uome so that you can keep track of payments and conversations all in one place. This protects both you and them!

Download the Uome app today to accept online and in-person payments, send invoices, manage your clients, send reminders, prepare tax returns, access to loans and much more!

Uome is simple and free to use. See plans

Proudly partnered with

Virtual accounts and cards

No contracts, no hidden fees, no nonsense.

We believe sole traders and small businesses shouldn’t be hit with outrageous charges. Which is why you’re in control. Get paid and receive 100% of your money using open banking payments.

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Personalised loans crafted for your business goals

We’ve teamed up with lenders to open doors to credit marketplaces just for you.

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The features you need

POS

Accept payments in person using your smartphone. No additional card reader or hardware is needed.

E-commerce

Your own shop-front to accept online orders. No building or maintenance required.

Invoicing

Create invoices in a few clicks. Uome shares the invoice via email and chat. Save time and get paid faster than ever.

Chat CRM

Build rewarding client relationships with chat for evidence based work. Share updates, photos and videos.

Open Banking

Bank transfers made easy. Get paid instantly and receive 100% of your money with no transaction fees (UK only).

Accept Card

Get your payments faster, with real time transaction balances. Let your customers pay via card, Apple Pay or Google Pay.

Offer Credit

Buy now, pay later. Offer finance for your services and let clients spread the cost of their payments.

Catalogue

Add items to your inventory for quick and easy checkout. List your services so customers can see what’s on offer.

Quotes

Send a professional quote in seconds to your customers, once accepted it converts instantly into an invoice saving you time.

Order Requests

Customers can request orders directly to you. Once approved an invoice is sent with payment instructions.

Expenses

Keep track of your expenses and upload receipts. Go paperless and organise your bills by category.

Reporting

See what’s coming in and out with cash flow statements. Easily export business activities and send them to your accountant.

Dashboard

Get an insight into your business finances with the overview dashboard. Improve efficiency with useful and powerful metrics.

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It's free to use

There’s a Uome plan for everyone. Whether you’re just starting out or have mastered your craft. Uome has got your back.

Do you have customers?

Need to accept payments?

Want to work on the go?

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Subscribe for Open banking payments, VAT MTD returns to HMRC, E-commerce shopfront, item catalogue, expense tracking, financial reports, and much more…

POS

Tap to Pay

Turn your phone into a payment terminal and accept card & bank payments anywhere, anytime.

Learn more

Paylinks

Scan to pay

Let your customers pay you via QR codes and payment links.

Supporting all major banks

E-commerce

Shopfront

Power your business with a beautiful self-hosted website.

Start selling

Instant
Overview

Get an insight into your business finances with the overview dashboard.

Rapid Invoicing
& Messaging

Real-time messaging with instant invoice generation and automated workflow tools.

Payment
Solution

Receive payments from your customer using in-app or payment links. It’s never been easier.

Imagine your day simplified by time, task and location.

Uome enables you to gain control of your time, improving efficiency and allowing you to get paid swiftly.

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Supporting multiple sectors

Simple Quick Communication Payments

Creatives

Monique, Stylist

“I’m able to send photos and videos to my clients to keep them up to date on projects in Uome chat.“

Accountants

Priya, Accountant

“I recommend Uome to all my clients. The reporting feature makes it easy to reconcile and prepare returns.“

Tradespeople

Jake, Carpenter

“I literally run my entire business on Uome. Communication, invoicing and payments all in one place.“

Consultants

Michael, IT

“Invoicing has never been easier now that I use Uome. It has helped save me time and reduced my admin.“

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Security is at our core

Encryption

Uome implements field level encryption on all sensitive information, including your clients. All communication between Uome and its partners are sent via secure communication layers.